Lifelock

Brief Description

LifeLock is an identity theft protection service that proactively safeguards your credit and finances through groundbreaking monitoring technology and alert tools.

Who Needs It

• People who do online banking
• People performing searches on the internet
• People who shop online
• People who text or tweet

Is it worth your money?

You will never know when thieves strike. Last year alone, 11.6 Americans became victims of theft and fraud. The stress you go through, as well as the time and money you spend restoring your good name will be so immense, that you can’t simply hope for the best. Lifelock will protect you from the worst identity theft scenario possible. It has made the relentless protection of your identity, its primary mission. It has more than 350 knowledgeable agents, always ready and determined to keep your identity safe. In fact, an Identity Alert Team is not just waiting for your call, but is proactively protecting you from theft; and an Identity Resolution Team is there to work with you in the event your personal information is compromised.

Positive Aspects

• Established the first proactive identity theft protection
• Member of TRUSTe
• Payment Card Industry Data Security Standard - Level 1 compliant
• Has direct access to fraud resolution teams from its wide network of service providers and lenders
• Lead by internationally renowned experts in the field of privacy and security technologies, criminal records, and fraud
• Has a partnership with FBI Law Enforcement Executive Development Association (FBI-LEEDA), National Organization for Victim Assistance (NOVA)

Protection Services Options and Rates

• LifeLock Ultimate: $25 per month or $275 per year per adult
• LifeLock Identity Theft Protection: $10 per month or $110 per year per adult
• LifeLock Junior: $5.99 a month or $65.99 per year per child under the age of 18

What the Membership Includes

• Identity threat detection and alerts
• Lost wallet protection
• Black market surveillance
• Reduced pre-approved credit offers
• Life member support 24/7/365
• Certified resolution support
• $1 million total service guarantee

What the Identity Theft Insurance Includes

• Fraudulent withdrawals of up to $10,000 per Stolen Identity Event
• Lost wages of up to $200 per day, for a maximum benefit period of one (1) month, but not exceeding $6,000 for any one Stolen Identity Event
• Child and/or elderly care of up to $200 per day, for a maximum benefit period of one (1) month, but not exceeding $6,000 for any one Stolen Identity Event
• Document replacement fees of up to $2,000 for each Stolen Identity Event
• Travel expenses of up to $2,500 for each Stolen Identity Event
• Cost of Lifelock retaining lawyers, case managers, and investigators on your behalf

How to Enroll

1. Go to Lifelock’s official website.
2. Click the Choosing the Right Protection tab on the left side.
3. Select the plan that best suits your needs.
4. Click the corresponding Enroll now button on the plan you have chosen.
5.  Complete enrollment form.
6. Add your payment details.
7. Enrollment  complete.                   

What to Expect After Enrollment

• Your identity is protected immediately after the enrollment is completed. You will receive a welcome email together with all the information you need about your Lifelock member  benefits
• You will be directed to your secure online member portal to where you can complete your member profile and be provided with important monitoring information
• You Welcome Kit and membership cards will be delivered to your home within 4 to 6 weeks.